Road Traffic Accidents

Road accidents account for a large proportion of all accidents in the UK.

Because it is compulsory for all drivers to carry insurance covering third party injury, individuals with valid claims can proceed with a claim knowing that they are eligible for compensation and will be paid.

In cases where a negligent driver has inadequate or no insurance at the time of the accident, a claim for compensation will usually still be possible through the Motor Insurers Bureau (MIB).

Injured Motorcyclist

Most motorcycle accidents tend to be collisions with cars and can sadly involve serious injuries. The Carole Nash Motorcycle Accident Survey 2007 reported that ‘over 66% of motorcycle accidents were caused not by the insured biker but other road users’. Other incidents are due to defects in the road surface.

Injured Driver

As an injured driver, you can claim for losses and injuries if it can be shown that someone else – usually another motorist – was negligent. In practice, this means that you must be able to demonstrate that the other motorist’s standard of driving fell below the standard of care normally expected of road users.

Injured Passenger

As an injured passenger you will, in almost all circumstances, be able to bring a successful claim for damages.Passengers who claim are generally successful in cases where they have suffered as a result of their own driver’s negligence, the negligence of another motorist, or a combination of the two. However, it’s important to note that failure to comply with the law in relation to wearing a seat belt may affect the level of damages awarded to a passenger.

Injured Cyclist

If you have been injured as a cyclist where a motorist was at fault, a claim will be possible against the motorist. In addition to obtaining compensation for your injuries, you may also be able to recover losses for damage to your bicycle and clothing in addition to loss of earnings.

Injured Pedestrian

If you have been a pedestrian involved in an accident, you may be able to recover compensation for your injuries and other losses if it can be shown that they were caused entirely, or to some degree, by a motorist. Even if the pedestrian is partly to blame for the accident, you may still be entitled to some level of compensation.

If you need any further advice, contact us today on our free phone number
0800 0 328 328, complete an ‘Online Claim Form’, text HERO to 81400 or speak to a member of our team now on the Instant Chat (Live Support) facility.

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